Pashu kisan credit card yojana ... The Kisan Credit Card (KCC) Scheme is a program that provides farmers with credit for agricultural and non-farm activities. The scheme offers a number of benefits, including: Interest subvention The government provides a 2% interest subvention and a 3% Prompt Repayment Incentive (PRI) to farmers. This makes the credit available at a subsidized rate of 4% per year. Loan tenure The loan tenure is five years, with a 10% annual increase in the limit each year. Insu