2026 Conforming Loan Limits Explained 📊🏡 A conforming loan is a mortgage that meets Fannie Mae & Freddie Mac guidelines — aka the loan types with the best rates, lowest down payments, and easier approvals. 💰 2026 Loan Limits: • Standard Counties: Up to $832,750 • High-Cost Counties (like Summit): Up to $1,092,500 Why it matters: • You can buy more house with a lower rate • 3–5% down is still possible • Faster, smoother approvals vs. jumbo loans • Better terms = lower monthly payment If you’re
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