Want to settle your credit card debt in the new year? Here's what to do now to increase your odds of approval.

What may be surprising, though, is that the very tool that got you into debt could also be your way out. Credit cards, when ...

Americans now hold a record $1.21 trillion in credit card debt, but some consumers could have their bills cut in half.

I have $12,000 in credit-card debt due to multiple home and auto repairs and a large medical bill. Because of a downturn in ...

When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s ...

U.S. households collectively carry about $18.6 trillion in total debt, according to the latest data from the Federal Reserve Bank of New York.

Have an issue with your financial planner or looking for a new one? Email questions or concerns to [email protected].

Certified Financial Planner Michelle Buria showcases a tool where you can input your information and see how long it will ...

Record household debt shows consumers are still heavy credit users. But prime borrowers continue to manage debt well.

In an ideal world, you would never have any credit card debt. But sometimes you may end up carrying a balance, whether it’s ...

North Carolina dad who has $80K debt after a long illness asks The Ramsey Show if he can just declare bankruptcy. Here’s why ...