Charge cards and credit cards both allow you to make purchases without paying cash, but there are a few key differences.

When you're ready to purchase a new coat from Neiman Marcus or a new iPhone from Apple, you have the option of financing the cost of your order over time with buy now, pay later. BNPL, also known ...

Every day, millions of people around the globe have to figure out how to pay for the things they need. Whether you're an independent contractor filing an invoice, friends splitting the check or a ...

If making a budget seems daunting, you're not alone. That's why many apps do the grunt work for you. A good budgeting app can save you time and energy while helping you to spend smarter and save more.

A home equity line of credit (HELOC) allows you to borrow against the value of your home to access a revolving line of credit you can use for ongoing home renovations, to pay for college or for ...

Three-quarters of all homebuyers took out a mortgage in 2024, including 91% of first-time buyers. There's an army of lenders out there, but it's often hard to figure out which is the right one for ...

Whether you're facing a sudden home repair or unexpected medical expenses, if you're in a pinch for cash, emergency loans may be able to help. Emergency loans are a type of personal loan so they ...

Once you've maxed out federal financial aid to help finance your higher education, private student loans can help you cover the rest. They can be used for all types of educational expenses like ...

A less-than-perfect credit score can be a barrier to favorable terms on auto loans. Fortunately, even if your credit history has some blemishes (think scores below 670), you still have plenty of ...

A car is an expensive purchase, but choosing the right lender can save you thousands of dollars in interest charges and fees. Plus, you want your car shopping experience to be easy and transparent ...

Individual retirement accounts (IRAs) are a common way to save for retirement. IRAs offer tax benefits and encourage you to leave funds untouched by imposing early withdrawal fees for attempting ...

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...