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A recent Fidelity survey found 35% of Americans are worried about being able to pay bills while 33% are stressed about debt.

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To help you get started, CNBC Select reviewed and compared a variety of free budgeting tools and we narrowed down our best picks for just about anyone: beginners, investors and small business owners.

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Consider free accounting products just as carefully as you would paid ones to ensure your business doesn’t grow out of them. Many, or all, of the products featured on this page are from our ...