Interest-rate cuts are supposed to lower borrowing costs, but that’s not necessarily happening for credit-card users.

But when you have a card with an introductory 0% APR, your new purchases or transferred balances (depending on your card's ...

A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can ...

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To temporarily bypass those interest charges on new charges or balance transfers, choose a 0% introductory APR credit card. The zero can be a hero when it comes to saving significant sums on ...

However, some cards offer a path to paying off debt quicker with an introductory 0% APR period. These cards offer no interest for up to 21 months, which can more than offset any balance transfer fees.

Our opinions are our own. A zero-percent or 0% APR credit card saves you money by stopping the clock on interest for a year or more. Got a big expense coming up? Put it on one of these credit ...