Above average minimum loan amount: SoFi’s minimum personal loan is $5,000, higher than some lender minimums of $1,000. Higher minimum interest rate than some competitors: The minimum interest rate on SoFi personal loans is 8.74%, as of January 2026, but other lenders offer rates below 7.00%.

Both of these businesses are finding tremendous success in different corners of the financial services industry.

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI) finalized an up to $5 billion Loan Platform Business agreement for personal loans with funds managed by Blue Owl Capital, a leading asset manager with over $250 billion in assets under ...

SoFi’s new nine month interest-only refinancing option enables people with student loans to lower monthly minimum payments when it matters most. SoFi Technologies, Inc. (NASDAQ: SOFI) is making student loan repayment more flexible with the launch of ...

Getting a SoFi personal loan can feel like joining an elite club, thanks to the lender’s high credit standards. SoFi is a good fit for those who: Have excellent credit scores. SoFi has no minimum, but borrowers generally have scores above 700. Have high ...

Sofi is a full service financial technology company, offering loans, crypto and stock trading, cash management, and more. Robinhood on the other hand is more focused on investing and daily financial needs: whether that be stock or crypto trading,