Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.
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The best online bank accounts

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If you don't mind a banking experience that's 100% digital, the world of online-only banks and fintechs offers some of the highest APYs for your money. LendingClub distinguishes itself from other ...
SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...
We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. vorDa / Getty Images Right now, mph.bank is offering an eye-popping 5.00% APY on ...
Soft switching is opening a new bank account without closing your original one. Here's why you might want to do this and how to manage multiple accounts.