Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.

High-yield savings account rates have held steady to start the year. As of January 12, 2026, leading online banks are still ...

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High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the ...

Thanks to compounding interest and historically higher interest rates than traditional savings accounts, a high-yield savings ...

The best online savings accounts offer high interest rates while being a great place to park your money. Because online banks don’t have the expense of maintaining branches, they can offer ...

With today's rates, $50,000 in a high-yield savings account can earn about $1,500-$2,000 in 2026, with FDIC insurance and ...

A high-yield savings account can help you earn the most.

After a couple of years of spiking interest rates in the wake of the pandemic, yields on savings accounts have been falling since late 2024, when the Federal Reserve began trimming its benchmark rate.

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. A savings account is ...