W e are both in our mid-70s and retired. We’re collecting Social Security and pensions — meaning we can live comfortably. We ...

A Roth IRA gives you tax-free growth and withdrawals in retirement. Take money out too soon, however, and you'll face income taxes plus a 10% tax penalty.

There are also rules limiting your IRA withdrawals. Typically, you'll pay a 10% early withdrawal penalty if you take money ...

For millions of Americans approaching retirement, the dream of leaving work behind depends on one crucial question: how to ...

Withdrawing money from your IRA prior to age 75 won’t count toward your RMDs because you’re not required to make withdrawals until age 73 or 75 (depending on your birth year). Are you ahead, or behind ...

If you take money out of your IRA early, you'll get hit with a hefty penalty. You also lose out on the returns any withdrawn funds would have generated in the future. You should try to avoid early ...

The benefits associated with traditional individual retirement accounts (IRAs) are numerous. There are tax advantages, and IRAs offer an impressive range of investment options. In addition, IRAs are ...

Learn about the differences between a Gold IRA and a Traditional IRA to make an informed decision for your retirement savings ...

You worked hard to have a comfortable life and pass on some wealth to your heirs. Unfortunately, if not done strategically, the transition of your wealth could result in a substantial tax burden for ...