Openly provides coverage for high-value homes in 24 states, offering guaranteed replacement cost coverage of up to $5 million. It covers primary homes, secondary residences and rental properties.

If you're operating a rental property, you generally need landlord insurance. Sometimes called rental property insurance or dwelling insurance, it's typically required if you have a mortgage on your ...

Ryan Barone is cofounder and CEO of RentRedi, a property management software that simplifies the renting process for landlords and renters. Landlord insurance is a specialized policy designed to ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Bamboo offers homeowners insurance in California and Texas and sells policies through independent agents rather than directly to consumers. The company offers a limited number of endorsements but ...

Typically, the buyer files home insurance claims during a rent-back period. A rent-back period is when a home buyer leases the home they just bought to the former owners for a short time, usually less ...

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

In February 2026, homeowners insurance averaged $2,424 a year for a $300,000 dwelling nationwide, according to data from Bankrate.