In the fourth quarter of 2025, 20.3% of new‑car shoppers agreed to monthly payments topping $1,000 — the highest share ever recorded.

Learn how financing a car works and discover how this type of borrowing can help you afford the vehicle of your dreams.

Getting a new ride is exciting, but be sure you know what you're getting into if you have to borrow to buy one.

Ever found yourself wondering, “Is an auto loan secured or unsecured?” You’re not alone. Many people get stuck on this question when they start shopping for a car. With multiple financing options ...

The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...

Review your credit report, know your credit score and, yes, freeze your credit before stepping on a car dealer's lot. Dealer-arranged financing is convenient but it will limit your options. Typically, ...

Capital One offers vehicle refinancing as well as new and used vehicle financing Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan writer at Buy Side covering auto loans, ...

Ally offers refinancing and lease buyouts as well as new and used vehicle financing Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan writer at Buy Side covering auto loans ...