First-time buyers can now get mortgages below 4 per cent. In the past few days, a handful of lenders have launched 10 per cent deposit deals with rates as low as 3.96 per cent. These are on a two-year ...

Neighbors Bank reports that in 2026, cities like Peoria, IL, and Fort Wayne, IN, offer the best value for first-time homebuyers, balancing affordability with quality of life.

Builders and lenders are increasing incentives like grants, price reductions, and mortgage rate buy-downs for first-time buyers in 2026. NAR sees these trends as key to improved affordability. AI ...