Not all banks: While banking giants like JPMorgan Chase and Bank of America offer a plethora of financial products, HYSAs ...

The highest APY available changes frequently. As of Nov. 17, 2025, Digital Federal Credit Union offers 5.00% APY on the first ...

Tony Armstrong leads the banking team at NerdWallet. He has covered personal finance for over a decade. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of ...

If so, that could mean the average national deposit rate for savings accounts — which is currently a dismal 0.40% — could get ...

The first week of August is wrapping up with high-yield savings accounts (HYSAs) still offering impressive returns. Many top options are paying between 4.00% and 5.00% APY, holding steady after the ...

A high-yield savings account can help you earn the most.

The Fed's latest quarter-point rate cut this week is already shaping what comes next for savers. Many high-yield savings accounts (HYSAs) are still offering between 4.00% and 5.00% APY, but those ...

The largest banks in the U.S. pay paltry savings rates. Smaller banks generally offer much higher rates with easy-to-open ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. High-yield ...