Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

High-yield savings account rates have held steady to start the year. As of January 12, 2026, leading online banks are still ...

With most money transfers taking place electronically, it is now possible to perform nearly all of your banking needs via an ...

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

Top high-yield savings accounts are still paying up to 5.00% APY, but those yields could decrease as we head further into ...

SoFi Checking and Savings is a combination checking and savings account that earns an APY of 3.80% (variable and subject to change) on the money you keep in the savings portion of the account. To earn ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Brendan is a full-time senior editor of financial products and services at ...

The Openbank Savings account is an online high-yield savings option that has no monthly fees. You can access banking features, including checking your balance and initiating online transfers, via the ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...