An on-us item is a check or transaction processed by the same bank that holds the check writer's funds, rather than being routed to another bank. This usually settles faster and at lower cost than ...

Banking fraud is an unfortunate fact of life these days. At some point when reviewing your monthly checking account statement or online activity, you may notice a purchase you didn’t make. What should ...

Real-time transactions, cross-border payments, and banking app transfers — are you ready for the latest pay-by-bank innovations? TechRepublic is able to offer our services for free because some ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Transactions over $10,000 trigger a currency transaction report under the Bank Secrecy Act. Structuring deposits to avoid reports can still alert banks and lead to a possible suspicious activity ...