IndyStar insiders Joel A. Erickson and Nate Atkins break down Chris Ballard’s end-of-season press conference, how the Colts approach the future and the reasonable skepticism from fans about what comes next.

For the second offseason in a row, general manager Chris Ballard had to answer questions about the Colts' performance on defense in the secondary. And for the second offseason in a row, Ballard had to admit that the play wasn't good enough.

Indianapolis Colts general manager Chris Ballard blames himself for another playoff miss. So, he's promising to implement a different approach this offseason. After hearing some team leaders complain publicly about the changes they want,